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- 2021 B East Spruce Circle Olathe, KS 66062.
- 816-835-4959
- mike@cwmrestoration.com
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Storm Damage: Where to Start withRestoration
Weather-related events or in-home incidents can cause water damage. Weather-related events include rain, freezing, flooding, and snow melt, while in-home events include burst pipes and plumbing issues. Surprisingly, more water damage is caused by in-home situations than weather, according to the Insurance Journal. When dealing with water damage, it’s essential to understand if your insurance will cover the cost of repairs and how to restore your property to its pre-damaged state. At Certified Water & Mold, we have assisted numerous business owners and homeowners navigate the claims process. Here are some helpful insurance claim tips when dealing with water damage.
Does Your Insurance Policy Cover Water Damage
Inspect your insurance policy to ensure coverage for water damage in Overland Park. Most policies protect against sudden and accidental water damage, but reviewing the fine print is essential. For instance, what constitutes sudden and unexpected water damage? This refers to damage when a burst pipe harms your drywall and ceiling. However, if you’ve had a leaky pipe for an extended period, your policy may not cover the damage.
According to Insurance Journal, 53% of non-weather water damage insurance claims are linked to plumbing issues. Understanding the steps to filing a successful insurance claim for water leakage can help you navigate your water damage situation more effortlessly
Filing a Water Damage Insurance Claim
Before diving into remediating water damage, it’s crucial to follow these three essential steps:
- Identify the source of the water and take immediate action to stop its flow.
- Check your insurance policy to find out if water damage is included.
- Contact your insurance agent right away to report the claim.
How to Maximize Your Insurance Claim
If your insurance claim is confirmed, taking specific steps before the claims adjuster arrives is essential. These steps will help protect your property and increase your chances of a successful claim. Here’s what you should do:
1. Protect your property: Take immediate action to prevent further damage. For instance, if your roof is damaged, cover it temporarily with plastic sheeting or plywood. Remember, these fixes should be temporary until you meet with the claims adjuster. Keep all receipts for any expenses incurred during these interim measures.
2. Document damaged items: Create a thorough list of all damaged items, including photos or videos, whenever possible. It’s crucial not to discard anything, as the claims adjuster needs to see the items in their current damaged condition. This documentation will strengthen your claim.
3. Consult a water damage professional: If you’re dealing with water damage, it’s wise to seek the expertise of a certified professional like us at Certified Water & Mold. Our team can assess the damage and provide you with a detailed report that you can present to the claims adjuster. This report will offer guidance and a cost estimate for restoring your home to its pre-loss condition.
Following these steps will prepare you to work with the claims adjuster.
Your insurance claim for water damage can be covered if you provide detailed information to the claims adjuster. The Insurance Information Institute reports the average payout for water damage claims is $11,098.. To support your claim, the adjuster will offer a proof-of-loss statement to submit to your insurance company. The amount of coverage you receive for water damage will vary based on your policy, damage extent, and deductible. Trust the expertise of a claims adjuster to maximize your insurance payout.
Flood Damage and Your Insurance Policy
Standard homeowner policies do not cover flood damage. Protect your home and belongings from the devastating effects of flooding with flood insurance. The National Flood Insurance Program (NFIP), managed by National Flood Insurance Program (NFIP), FEMA, offers separate policies for property owners, renters, and businesses. Don’t assume you’re safe because you live outside a high-risk flood area. Consider the peace of mind that comes with NFIP coverage.
Hiring a Professional Water Damage Company
We’ve assisted countless homeowners with water damage insurance claims, and it’s crucial to understand the full extent of the damage for restoration. Sometimes, the damage goes beyond what meets the eye. Without a skilled assessment, you may end up with future expenses that your initial insurance claim could have covered. With the average claim costing over $11,000 for water damage or pipe freezing incidents, it’s wise to consult a professional restoration service to guarantee a thorough evaluation of all damage aspects.
The Plumbing Assessment
Over 50% of insurance claims for home water damage are due to plumbing issues. Whether it’s a clog, accidental damage, faulty installation, severe weather, or tree root damage, a plumber is essential to fixing the broken pipe and preventing further flooding—Trust Certified Water & Mold to extract standing water and evaluate the extent of the damage. Rest easy knowing your home is in capable hands.
The Flood Assessment
When it comes to flood damage in Overland Park, time is crucial. The Certified Water & Mold team understands this and swiftly evaluates the damage, eliminates water, and restores your property to its original state. Our expertise covers various flood damage in Olathe, including cracked walls and flooring, foundation issues, water-logged drywall, contaminated water extraction, mold and mildew prevention, and carpet and upholstery repair. Trust us to handle your flood damage with efficiency and professionalism.
Mold: The Hidden Issue with Water Damage
When evaluating a property for a water damage insurance claim, the potential for mold growth is an important consideration. Mold can start forming within a short period if left untreated, leading to further damage to your property. At Certified Water & Mold, we understand the significance of mold restoration and removal in these circumstances. When dealing with water damage, your main focus is likely restoring your property. However, it’s crucial to consider how mold can develop and its implications on your health.
With a proper mold assessment, you may notice mold spots or unpleasant odors weeks after the initial water damage incident. This means you would have to address the situation again, relieving the water damage problem. That’s why it’s always advisable to have a mold assessment conducted for any water damage situation. Choose Certified Water & Mold for comprehensive water damage assessment and restoration services, including mold removal, to ensure your property’s long-term safety and durability.
Contacting Certified Water & Mold
Certified Water & Mold specializes in assessing and fixing water damage to restore your home. Whether it’s a burst pipe or a flood, our experts are equipped with the necessary tools to help you with your insurance claim. Whether it’s a burst pipe or a flood, Certified Water & Mold can help you with your insurance claims. Call 816-835-4959
Certified Water & Mold specializes in assessing and fixing water damage to restore your home. Whether it’s a burst pipe or a flood, our experts are equipped with the necessary tools to help you with your insurance claim. Whether it’s a burst pipe or a flood, Certified Water & Mold can help you with your insurance claims. Call 816-835-4959
Certified Water & Mold specializes in assessing and fixing water damage to restore your home. Whether it’s a burst pipe or a flood, our experts are equipped with the necessary tools to help you with your insurance claim. Whether it’s a burst pipe or a flood, Certified Water & Mold can help you with your insurance claims. Call 816-835-4959
Certified Water & Mold specializes in assessing and fixing water damage to restore your home. Whether it’s a burst pipe or a flood, our experts are equipped with the necessary tools to help you with your insurance claim. Whether it’s a burst pipe or a flood, Certified Water & Mold can help you with your insurance claims. Call 816-835-4959
Certified Water & Mold specializes in assessing and fixing water damage to restore your home. Whether it’s a burst pipe or a flood, our experts are equipped with the necessary tools to help you with your insurance claim. Whether it’s a burst pipe or a flood, Certified Water & Mold can help you with your insurance claims. Call 816-835-4959
Certified Water & Mold specializes in assessing and fixing water damage to restore your home. Whether it’s a burst pipe or a flood, our experts are equipped with the necessary tools to help you with your insurance claim. Whether it’s a burst pipe or a flood, Certified Water & Mold can help you with your insurance claims. Call 816-835-4959
Certified Water & Mold specializes in assessing and fixing water damage to restore your home. Whether it’s a burst pipe or a flood, our experts are equipped with the necessary tools to help you with your insurance claim. Whether it’s a burst pipe or a flood, Certified Water & Mold can help you with your insurance claims. Call 816-835-4959
Certified Water & Mold specializes in assessing and fixing water damage to restore your home. Whether it’s a burst pipe or a flood, our experts are equipped with the necessary tools to help you with your insurance claim. Whether it’s a burst pipe or a flood, Certified Water & Mold can help you with your insurance claims. Call 816-835-4959
Certified Water & Mold specializes in assessing and fixing water damage to restore your home. Whether it’s a burst pipe or a flood, our experts are equipped with the necessary tools to help you with your insurance claim. Whether it’s a burst pipe or a flood, Certified Water & Mold can help you with your insurance claims. Call 816-835-4959